I can remember reading an article in a daily newspaper that began with a kind of startling opening sentence. It went something like this – ‘according to financial experts people with high incomes are struggling with debt as much as people with low incomes.’ Now at first glance that could appear surprising. But upon further consideration you can see why it isn’t.
Perhaps you can recount times when you were in difficult financial straits, not because you were unemployed, or ‘under-employed’, but because you lacked self-control. The income was there, the work was there, yet, before you knew it, you found yourself having frivolously spent whatever you had. The world system we live in is designed to bolster that tendency. Billboards proudly declare that their products are the secrets to success and happiness. E-mail inboxes can fill up with sales on just about anything and who can resist 50% off a familiar shopping item? Societal norms (cars, cable, cell phones, etc.) increase the cost of living. Credit cards are often easily mishandled leaving their debtors to pay not only their debt but additional fees as well. The list could go on and on… it really could. And unless a person has borne the fruit of self-control via the indwelling presence of the Holy Spirit, they will not handle their finances in a God honoring manner.